:root{--ink:#123b49;--deep:#082e39;--gold:#dfb35d;--paper:#f6f0e4;--muted:#526c70}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font-family:Arial,Helvetica,sans-serif;-webkit-font-smoothing:antialiased}.topic-header{display:flex;justify-content:space-between;align-items:center;gap:24px;padding:22px clamp(22px,5vw,84px);color:#fff;background:var(--deep);border-bottom:3px solid var(--gold)}.topic-brand{color:#fff;text-decoration:none;font:700 19px/1 Georgia,serif}.topic-header nav{display:flex;flex-wrap:wrap;gap:18px}.topic-header nav a{color:#f7e3b4;font-size:14px;font-weight:700;text-decoration:none}.topic-hero{padding:clamp(78px,11vw,160px) clamp(24px,8vw,140px);color:#fff;background:linear-gradient(125deg,var(--deep),var(--ink))}.topic-hero .eyebrow,.topic-section .eyebrow{margin:0 0 18px;color:var(--gold);font-size:13px;font-weight:800;letter-spacing:.18em;text-transform:uppercase}.topic-hero h1{max-width:1050px;margin:0;font:600 clamp(50px,8vw,110px)/.94 Georgia,"Times New Roman",serif;letter-spacing:-.045em}.topic-hero>p:last-child{max-width:840px;margin:34px 0 0;font-size:clamp(20px,2.2vw,30px);line-height:1.5}.topic-main{width:min(1180px,calc(100% - 40px));margin:auto;padding:clamp(65px,9vw,125px) 0}.topic-section{display:grid;grid-template-columns:minmax(220px,.65fr) minmax(0,1.35fr);gap:clamp(32px,7vw,100px);padding:clamp(45px,6vw,85px) 0;border-bottom:1px solid rgba(18,59,73,.23)}.topic-section:first-child{padding-top:0}.topic-section h2{margin:0;font:600 clamp(36px,4.5vw,62px)/1 Georgia,"Times New Roman",serif;letter-spacing:-.03em}.topic-copy{font-size:clamp(17px,1.5vw,21px);line-height:1.75}.topic-copy p:first-child{margin-top:0}.topic-copy strong{color:var(--deep)}.topic-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:28px}.topic-card{padding:28px;border:1px solid rgba(223,179,93,.55);background:#fffaf0}.topic-card h3{margin:0 0 10px;font:600 26px/1.1 Georgia,serif}.topic-card p{margin:0;font-size:16px;line-height:1.6}.topic-callout{margin:34px 0 0;padding:28px 32px;color:#fff;background:var(--ink);border-left:4px solid var(--gold);font:italic 600 clamp(22px,2.5vw,32px)/1.4 Georgia,serif}.topic-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}.topic-actions a{display:inline-flex;align-items:center;min-height:50px;padding:14px 20px;color:var(--deep);background:var(--gold);font-weight:800;text-decoration:none}.topic-actions a.secondary{color:var(--ink);background:transparent;border:1px solid var(--ink)}.topic-footer{display:flex;justify-content:space-between;flex-wrap:wrap;gap:20px;padding:36px clamp(22px,5vw,84px);color:#dce8e5;background:var(--deep)}.topic-footer a{color:#f0cb7c}.topic-note{padding:18px 22px;color:#485f63;background:#eee5d5;font-size:14px;line-height:1.55}@media(max-width:760px){.topic-header{align-items:flex-start}.topic-header nav{justify-content:flex-end}.topic-section{grid-template-columns:1fr}.topic-grid{grid-template-columns:1fr}.topic-hero h1{font-size:clamp(46px,15vw,72px)}}